Specialized Insurance for Nonprofit Organizations

Community Services Insurance Program (CSIP)

Community Services Insurance Program (CSIP) is an insurance program that offers insurance for nonprofit organizations.

At CSIP, we pride ourselves on offering specialized insurance coverages at an affordable rate. Since one size doesn’t fit all – we tailor insurance solutions that best fit your needs. Plus, our efforts save existing clients an average of 10 to 20% on annual premiums by leveraging a multi-line approach.

Our innovative program incorporates intimate knowledge of the unique scenarios that nonprofits face and takes a holistic approach to help alleviate financial strain.

Lines of coverage currently include:

Workers' Compensation

Statutory Coverage
Employer’s Liability

General & Professional Liability

Special Events Coverage
Employee Benefits Liability
Host Liquor Liability
Separate Limit
Sexual/Physical Abuse or Molestation

Commercial Auto Liability

Combined Single Limit
Medical Payments
Uninsured/Underinsured Motorists
PIP
Comprehensive/Collision
Hired/Non-Owned Liability

Excess Liability

Coverage above Professional/Sexual Abuse Limits

#1 Non-Profit & Social Service Insurance Provider in the Southeast Region!

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One- Stop Shop Convenience & Affordability

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Stability in Pricing and Coverage

Designed for Non-profits & Social Services

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Comprehensive All-lines Package Program

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12-Equal Premium Installments Plan

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Reinsuranced by A.M. Best A-rated Insurers

Learn What Else CSIP Has to Offer Here!

5 Reasons Why You Need a Nonprofit Liability Insurance Plan

Are you wondering if nonprofit liability insurance is worth the investment for your organization? As the founder or manager of a nonprofit, you know just how important it is to make sure your staff, sponsors, and event organizers are always safe and secure....

What Type of Insurance Does a Nonprofit Organization Need?

As a business owner, you are held liable for any incident that may occur. Whether it is within your organization or to any of your employees. Therefore it is important to protect yourself and your organization from any claims that might be brought against you. So,...

How Much does Cyber Liability Insurance Cost for Nonprofits and Why It’s Worth It

Cyberattacks and data breaches are expensive and becoming increasingly common. Organizations often have weak cybersecurity, which makes them an attractive target. Last year, the total damage was $6 trillion and cyberattacks have become the fastest growing crime in the...

The Impact of Social Inflation on the Commercial Auto Insurance Market

In recent years, social inflation has become a growing concern within the commercial insurance market. Social inflation refers to the rising costs of insurance claims. These inflation issues are the result of several societal shifts, such as increased litigation...

Employer Challenges of Paying for COVID-19 Testing

The COVID-19 pandemic has been an ongoing concern for employers across industry lines. As new variants of the virus emerge, many employers are trying to navigate workplace laws and requirements regarding COVID-19 prevention while keeping employees safe. This article...

The Case for Considering “Boomerang” Employees

Employers are having a hard time hiring talent right now. One recent approach has been to hire, seek out or re-recruit a boomerang employee —someone who used to work at an organization, left voluntarily and now wish to return. Boomerang employees might not immediately...

Five Strategies for Reducing Workers’ Compensation Costs

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound...

Non-Profit Tips: Best Hiring Practices in a Digital World

This article was originally published by Laura Achee on Candid Learning. Now more than ever, it’s important for nonprofits to re-evaluate their recruitment and onboarding procedures—and to ensure they are just as effective in a remote setting. To attract and retain...

CSIP Team Wins Wholesale Brokerage of the Year

Community Services Insurance Program – through our program administrator, Non-Profit Insurance Services (NPIS) – has won Wholesale Brokerage Team of the Year. The award was given by Business Insurance Magazine at the 2021 US Insurance Awards on September 30. Five...

OSHA to Mandate Vaccine and Testing Temporary Standard for COVID-19

On Sept. 9, 2021, President Biden announced that the Occupational Safety and Health Administration (OSHA) is developing an emergency temporary standard (ETS). The new ETS will require private-sector employers with 100 or more employees to ensure their workforce is...